Ultimate Credit Repair Guide Book Review

This book was written primarily with the first time home buyer in mind. I have been in the mortgage (credit) business for 20 years now. It’s tougher than ever to get approved for good credit loans, credit score requirements have increased as much as 100 points over the last four years. The average applicant’s credit […] Read more »

Too Many Credit Cards?

How many credit cards is too many anyway? After twenty years in the credit business having reviewed thousands of tri merged credit reports, my opinion is less than four is ideal and anything over six is too many. Look and your grandparents’ credit report. Seniors typically have very high credit scores, guess why? They usually […] Read more »