Annual Free Credit Report – Your Legal Right #9 & 10

Your Credit Report: Your Legal Right #9 You Have the Right to Know When Your Credit Report Has Been Used for Adverse Action Anytime you are turned down for credit or insurance for personal, family, or household purposes, and the creditor bases that decision either partially or completely on information in your credit report, they […] Read more »

Annual Free Credit Report – Your Legal Right To Confidentiality

Your Credit Report: Legal Right #8 You Have the Right to Confidentiality If you provide someone with written permission to obtain your credit file, the credit bureau may supply it to them. But your written permission is not always needed to get a copy of your report. The Fair Credit Reporting Act allows another person […] Read more »

Credit Bureau Phone Numbers

You may need credit bureau phone numbers to request a free credit report if you have been turned down or would like to opt out of pre approved credit card offers. Place security freezes, fraud alerts or get information about business credit services. Contact information for Equifax, Trans Union and Experian is listed below. Equifax […] Read more »