Your Credit Scoring Rights

Credit scoring is legal, but lenders are required to follow some guidelines when using scoring. For instance, the Equal Credit Opportunity Act prevents lenders from discriminating against women and the elderly. It does not allow creditors to discriminate against consumers simply on the basis of race, color, religion, or national origin, or because their income […] Read more »

Credit Repair Tips: Credit Report Suggestions

Every credit bureau uses its own criteria, so what makes for a better score with one may not affect your score with another. While getting an inaccurate judgment removed from your report can boost your score dramatically, most changes will not happen overnight. And you never know which direction your score can take if you […] Read more »